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Can a domestic visa credit card withdraw cash abroad?

domestic Visa credit cards can be cashed out when going abroad, but it should be noted that different banks have different policies for overseas cash withdrawal, and may involve handling fees. For example, CITIC Bank will charge a 3% cash withdrawal fee for some Visa credit cards from 219, with a minimum of $3; For the newly issued products of Guangfa Bank, a 3% handling fee will be charged from January 3th, but the diamond card may be exempted within a certain period. Agricultural Bank and Ping An Bank are calculated by 1% plus 12 yuan and 3% respectively, and the minimum charges are different. Some banks, such as Huaxia Bank and China Merchants Bank, have exempted or limited preferential overseas cash withdrawal fees for some credit card products.

the amount of cash withdrawal is also restricted by the state administration of foreign exchange. the total amount of cash withdrawn by individuals abroad each year shall not exceed the equivalent of 1, yuan, and the daily amount shall be equivalent to 1, yuan. In the process of use, it is suggested to pay attention to the choice of UnionPay channel to avoid currency conversion fees; Inquire about ATM location in advance to facilitate cash withdrawal; Foreign ATMs may adopt a 4-digit password, just enter the first four digits of the domestic password; If the card is lost, it should be reported in time and taken back or reissued in China. In case of emergency, you can use the emergency cash support service provided by the issuing bank.

in short, although Visa credit cards can be cashed out abroad, we should pay attention to the bank's charging standards, cash withdrawal quota and various usage details when operating to ensure financial security and convenience.