95508’s unsolicited calls generally promote bank services, such as credit card services, financial management services, etc.
95508 is the phone number of China Guangfa Bank’s credit card hotline, which is generally about the promotion of bank lending services or credit card services; it is not ruled out that some scammers may use number-changing software to pretend to be Guangfa Bank customer service; it is recommended not to apply for related services Service or simply don't answer calls from this phone number. If the number is called frequently in a short period of time, it is recommended to use a blacklist or a third-party mobile assistant software to add it to the blacklist.
Established in July 1988, Guangfa Bank is one of the first joint-stock commercial banks in China. On April 8, 2011, with the approval of regulatory agencies and relevant government departments, the original registered name "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd.", referred to as Guangfa Bank.
Bank card fraud
In order to deceive the trust of cardholders, some criminals transfer calls from personal mobile phone numbers to bank customer service hotlines, and then call back after the cardholders relax their vigilance. The cardholder's phone number collects the personal information of the cardholder's credit card. When committing this type of fraud, suspects generally use two methods to trick cardholders into dialing phone numbers to which they have already forwarded calls.
The first is to disguise the number as a "help number" and post it in the bank's self-service area, and artificially cause ATM machine malfunctions; the second is to send fraudulent text messages to credit card users to mislead cardholders to call back. Both fraud methods are predicated on mastering a large amount of personal information in advance. Suspects often purchase or steal this identity information through illegal means, and then randomly select someone from among them to report the loss of their credit card through the customer service phone.