Hello, the most important condition for applying for a credit card is that you are 18-6 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

The detailed application materials are as follows:

1. Identity certificate: generally, it is an ID card (if you use a new version of the ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;

3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.

If you have never held our credit card, you can apply in the following three ways:

1. Please log on to the credit card website/,select "Credit Card Application"-"New Customer Application Channel", apply for an appointment through the online banking platform of "Easy Appointment, On-site Handling", fill in the simple appointment information online, and wait for the bank's approval. If the approval is passed, a specialist will come to handle it for you. If you want to handle it in this way, please confirm your area first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/district);

2. Please bring your original identity certificate, work certificate and financial documents and go to the business outlets of China Merchants Bank in person.

3. You can also call the customer service hotline 4825555, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the issuance of credit cards will be subject to the final audit results.

at the initial review, the credit card limit is comprehensively evaluated according to the information attached to your application and your specific situation. Please refer to the review results for the specific limit. The starting point of the credit line (fixed line) of our credit card is RMB 1, yuan or equivalent USD, and the upper limit is RMB 5, yuan or equivalent USD. Under normal circumstances, the fixed amount of the general card ranges from RMB 1, to RMB 1,, and the fixed amount of the gold card ranges from RMB 1, to RMB 5,. Generally, the amount of a platinum card is a fixed amount of 5, yuan plus a temporary amount that is adjusted for you voluntarily every month. At that time, you can use the sum of the two parts for credit card spending.

if you have any other questions, I suggest you consult Customer Service Online /cmu/icslogin.aspx? from=B& logincmu=。 Thank you for your attention and support!