First of all, let me tell you in general, whether it is a credit card or an online loan, once it is overdue, the compound interest calculation model will quickly increase unnecessary expenses, and there are High liquidated damages.

In fact, over a long period of time, I have met many very wise cardholders who knew how to plan their debts as soon as they were overdue and would not let their debts snowball. In fact, these smart people The method is very simple.

First: Analyze the priority of debts, credit cards first, and then online loans.

Second: "Confess" to your family, because "various departments" will notify your family after the due date. Confess with your family in advance to avoid the physical consequences of your sudden debt. discomfort.

Third: Make a repayment plan according to your own situation, make as much money as possible, and protect yourself through legal means. This will not only stop the loss, but also negotiate with the bank to reach a personalized repayment, stop the increase in various expenses, and avoid prosecution.

Although it takes a lot of courage to confess, the most direct way and the simplest way is that your family members actually care about you. Don’t be afraid, do it, confess and overcome the obstacles in your heart. Remember that paper is You can never keep yourself angry, and avoid disturbing your family by "various departments". It is safer to confess yourself in advance.

Finally, I hope you can land as soon as possible