No, it's easy to handle other banks with ICBC cards. Last month, when I was shopping in the supermarket, I passed the booth of China Everbright Bank. He asked me if I wanted to get a credit card. I said I did. He asked me which bank I was from. He immediately pulled me over and sat me down. I was shocked. He said I had an ICBC card. He can help me get a Everbright Gold Card. I said my quota is only 2000. He said he could help me get a gold card with a minimum price of 1 0,000. I filled out a random form at that time. A few days later, Everbright called me for a credit check, and it passed the next day. Nine days later, I received a card with a gold card limit of 30 thousand. At that time, I thought I was wrong, and it was activated that day. ICBC's credit card is awesome. I suggest you set up a small bank with a high quota. I hope this works for you.