2. It is suggested to fill in the actual residential address to build a credible society;
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Credit card:
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1][2]. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Processing steps:
1. Select a bank that wants to apply for a credit card. At present, all major banks have launched credit card business. Before applying for a credit card, you can check the details of the credit card on the official website of major banks.
2. After selecting the bank and credit card type, apply to the bank. At present, you can apply for a credit card through a bank outlet or directly at a bank in official website.
3. Fill in the application materials. To apply online, users should fill in the credit card application materials according to the website prompts. Generally, you need to fill in personal basic information, work unit, job position, income and other materials. The more detailed the information, the better. After completing the form, submit the application.
4. Wait for the bank to review. Users can check the card processing progress through the bank official website or the customer service hotline.