19 digits (Guangdong Rural Credit Cooperative Debit Card)
Second, how many credit unions are there?
Generally, the bank cards of rural credit cooperatives start with 62 10/9 digits, and 16 digits are wealth management cards, gold cards and credit cards. Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. There is a unified regulation for the bank card business number segment: the first six digits represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card grades. China Rural Credit Cooperatives (hereinafter referred to as "Rural Credit Cooperatives") are rural cooperative financial institutions, while China Rural Credit Cooperatives are composed of members' shares, which are managed democratically and mainly provide financial services for members. It is an independent enterprise legal person and is responsible for the debts of rural credit cooperatives with all its assets. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of laws and financial policies, organize and adjust rural funds, support agricultural production and comprehensive rural development, and support various forms of cooperative economy and family economy. Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common feature is that deposits are the main liabilities, loans are the main assets, and transfer settlement is the main intermediary business, which directly participates in the creation process of deposit currency. Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions whose main purpose is mutual assistance, referred to as "credit cooperatives", which carry out deposit and loan business among members for the purpose of mutual assistance and self-help. The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy. Due to the seasonal, decentralized and small-scale characteristics of agricultural producers and small commodity producers, it is difficult for small producers and farmers to get the support of bank loans, but objectively, the development of production and circulation must solve the difficulty of insufficient funds, so this kind of mutual aid self-help credit organization established by means of capital contribution and deposit has emerged. Rural credit cooperatives are corporate financial institutions, which are composed of farmers' shares, implement democratic management of shareholders and mainly serve shareholders. Rural credit cooperatives are an important part of the financial system, whose main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development.
3. How many bank cards are there in rural credit cooperatives?
Number of rural credit cooperatives
4. How many bank cards are there in rural credit cooperatives?
The account number of rural credit cooperatives is 22 digits.
The number of rural commercial bank is: 19 digits. Generally, 19 bank, 16 bank is wealth management card, gold card and credit card.
Bank card refers to the number code on the hard card issued by each bank, and the business number segment between commercial banks has unified regulations. The first six digits of represent the identification code of the issuing bank, also known as the BIN number, and different BIN numbers represent different bank card organizations and card levels.
Extended data:
At present, all provinces and cities in China have their own rural commercial banks, which are mainly financial institutions composed of local farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.
The predecessor of rural commercial banks is rural credit cooperatives. As early as 1950s, the outlets of China People's Bank in rural areas were changed to rural credit cooperatives. Rural credit cooperatives are restructured to set up rural commercial banks, and the time for each city is different.
China Rural Credit Cooperative is a rural cooperative financial institution approved by the People's Bank of China, which is composed of members' shares, implements democratic management and mainly provides financial services for members.
Rural credit cooperatives are independent enterprise legal persons, and they are responsible for the debts of rural credit cooperatives with all their assets. Their main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. Currently under the dual leadership of CBRC and the State Council.
Its own characteristics are mainly manifested in:
1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.
2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.
3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and adjust rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on them according to the provisions of national laws and financial policies.