1. In the case of China Merchants Bank credit card, credit card repayment (including E installment) has a three-day grace period (no need to apply), and the minimum repayment within three days from the repayment date will not affect your credit history.

for example, the final repayment date is the 5th of each month, and a delay of 3 days until 24: p.m. on the 8th of that month is normal repayment.

if the 6th of each month is the repayment date, it is normal to postpone the repayment for 3 days until 24: on the 9th of that month.

Tips

1. If you repay the CMB credit card through transfer from another bank, it is recommended to handle it 1-2 days in advance, and pay attention to the account limitation.

2. Full repayment will not generate fees, while minimum repayment will generate interest fees.

2. If the credit card is overdue for more than three days, it will generate liquidated damages and interest, and it will affect your personal credit and subsequent loan application. I suggest you return the money to the credit card as soon as possible.

Tips

1. Failure to pay off the minimum repayment of the current bill within the due repayment date (including a grace period of 3 days) is overdue.

2. If the card has been stopped and needs to be restored, please call the customer service phone of the credit card center for consultation.

(Response time: January 12, 22. Please refer to the latest business changes announced by China Merchants Bank in official website. )