ICBC credit cards include single-currency cards, dual-currency cards and multi-currency cards.

The currency account of Peony Credit Card is RMB, which is a single currency and can only be used in China.

Multi-currency credit card A credit card with RMB and multiple foreign currency accounts. No matter where this card is spent, it will be settled in RMB and repaid in RMB. There is no need to pay currency exchange fee and foreign exchange purchase price, which can save foreign expenses.

Dual-currency credit card is a credit card with RMB account and foreign currency account, which is settled in RMB at home and in foreign currency abroad.