It must be repaid. Being sentenced to jail is a criminal punishment for your malicious default, and repaying the money is your financial obligation. Once you are listed as a black account, all bank cards will have money in it. Immediately banish the person and your children will be greatly affected

Sentence and repayment are two different things. If you don't pay back the money, your credit score may be black for the rest of your life. Even if you pay back the money, you have been raped for 10 years and you don’t want to. The final result may be that the bank does not want to take it anymore. I also know that even if I ask for it, you will definitely not give it to me.

Credit Reference

Can I owe more than 600,000 on a credit card? The subject of the question is a very capable person. Because when ordinary people apply for a credit card, they usually only have an overdraft limit of a few thousand yuan to 20,000 to 30,000 yuan, and it is generally difficult to exceed 50,000 yuan. Why? I’m afraid you can’t afford it! Especially if the overdraft limit exceeds 50,000 yuan and you use it up but still cannot pay it, you will commit credit card fraud, and the card-issuing bank will have to report the case and send you to jail. This is not the original intention of the card-issuing bank. Therefore, the credit card limit of ordinary people is basically less than 50,000 yuan in overdraft.

There are not many banks that can issue credit cards. As far as the author knows, there are only a dozen or twenty major banks that issue credit cards. If every bank applies for a credit card, and each card is granted a credit of RMB 20,000 to RMB 30,000, then it is not impossible to get up to RMB 600,000 with more than ten or twenty cards. But for large credit cards, most people use houses, cars, jobs, business licenses, etc. to prove that they have enough ability to repay the money, so they can owe so much money.

If you owe 600,000 on your credit card and are unable to repay it overdue, the consequences will be terrible! For example, the annual high interest, penalty interest, late payment fees, interest converted into principal and renewable interest, etc., are estimated to be worth millions of dollars in three to five years. If an ordinary part-time job earns five to six thousand a month, the money earned in a year may not be enough to pay interest and so on.

If the credit card overdraft limit is high and the payment is not paid, the card-issuing bank will usually report it to the police after 6 months, and then file a case. Then the procuratorate will prosecute the person for credit card fraud, and the court will rule. At the end of the process, the total debt will be calculated based on the 600,000 yuan that will not increase. At the same time, the defendant is generally required to bear the legal fees of the card-issuing bank, litigation fees, case acceptance fees, etc. If the court's judgment needs to be enforced, there will also be enforcement fees and other expenses, which will be paid by the defendant. The more money you owe and the more you owe, the more money you will have to pay in the end.

The subject owes an overdue credit card of RMB 600,000. If he is charged with credit card fraud, he may receive a prison term of less than 10 years and more than 3 years. If there is still no money to repay the debt after being sentenced, the debt will not be suspended and disappear. The debt will be repaid after the sentence is served. If you are still unable to repay, the debt will be collected until the death of the debtor, and the money will be treated as bad and bad debts of the card-issuing bank.

If you really have no money, then put everything down and tell the court that I deserve it. If you plead guilty with a good attitude, you may at least get a light sentence, but it is not necessarily a good idea to go to jail. It is the darkest moment in your life. If you are in your 30s or 40s, you might as well learn a trade there. If you have a diploma, prison may be the best review room for you. Brother, it’s no big deal. What’s the credit problem?

The closure of your bank account has nothing to do with you, and your children have nothing to do with you for the time being. You just need to reform yourself. After 10 years, you will have become a capable person. Even if you go out to the bank and bring up old matters again, you will still be able to do so. You can pay back the money. It’s not scary to make mistakes in your life. What’s scary is that you fall down because of it. Keep working hard. Life is short but you have to move forward if you have a way. Thank you for reading!

Let me tell you very clearly that you still have to pay back the money after you are released from prison. The bank implements the principle of writing off debts after death [picking your nose] [picking your nose]

At worst, don’t panic if you go back and owe more than 600,000 in credit cards and fail to pay back. He was sentenced to 10 years in prison. Will he still have to pay back the money after he is released from prison?

For 600,000 yuan, you are sentenced to 10 years, which adds up to 60,000 yuan a year, and you are not free, and your whole life is over. Even if you are released from prison and you don’t have to pay back the money, this debt will not matter. Good deal.

First of all, it is only natural that you should pay back your debts.

Secondly, let’s talk about my friend’s cool behavior. It’s my friend, not me. At the beginning, he was also short of money and poured money from his credit card. He flipped back and forth on several cards. Later, due to various reasons, the hole became bigger and bigger. He flipped back and forth on several cards while still paying the card processing fees and the principal. Not returned. This situation lasted for several months, and the bank suddenly wanted to reduce the limit of his credit card. In this case, the capital chain was suddenly broken, and it could not be overdue. He registered a new mobile phone number and went to all the major online loans to borrow money. This one borrowed 3,000, and that one borrowed 5,000. He even borrowed the money he owed to his credit card. Although the interest was high, there was nothing he could do. The money on the bank's credit card must be Pay it back, or you may go to jail if you don't.

Then I started to slowly save money to repay the online loan, but later I found out that I really couldn’t pay it back, so I simply pulled out my mobile phone card and the online loan couldn’t be repaid. There is a nice word called "forced repayment" . It is said that this will seriously affect your credit report, and you may be listed in a black account. This friend's registered permanent residence is in his hometown in the countryside, and there are not many people in his hometown. To paraphrase his words, he can't find me anyway. What can he do to me? I still eat and drink happily every day. I admire his sincerity. big.

Credit cards can both help and harm people, so you must use them with caution!

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There is no basis according to law