1. When a bank card expires, the expiration date will be printed on the card face of the bank card. For example, if the mark is 12/28, the expiration date will be until December 228, and the use will be restricted.

2. If the ID card expires, I need my ID card when I apply for the card. If the ID card expires, it will also restrict off-counter transactions.

3. Being frozen by the judiciary means being frozen by the public security or the court, usually because the cardholder is involved in a case or the source of funds in the card is illegal.

4. For accounts that haven't used the card for a long time and have no transaction records within 6 months from the date of opening the account, the bank will suspend its non-counter business, and can resume its business after re-verifying its identity.

5. The flow of funds in the bank card triggered the bank's risk control system, temporarily freezing some functions.

The suspension of off-counter transactions of bank cards means that cardholders cannot handle business through off-counter channels such as mobile banking, online banking, ATM machines and POS machines. Simply put, your bank card can only handle the business on the counter. In this case, you need to find out why this is the case first, and then relieve the restrictions according to the right medicine.