The Hongkong and Shanghai Banking Corporation Limited (literally translated as "The Hongkong and Shanghai Banking Corporation Limited" in Chinese, abbreviated as HSBC in English, meaning "abundant remittance" in Chinese). Many cardholders ask about the advantages of HSBC's credit card. Let's take a look at the advantages and disadvantages of HSBC credit cards:

What are the benefits of HSBC credit card?

1, HSBC is well-known in the world, and the collection speed is relatively fast.

2. HSBC has a cash deposit and withdrawal function, which can be withdrawn from ATMs in Chinese mainland or counters in Hongkong.

3. HSBC has the function of exchanging RMB through online banking, and can directly exchange RMB.

4. It is convenient for HSBC to handle the card, and the online Shentong Road has been opened. You can apply in official website, or go to HSBC WeChat ("HSBC China Customer Service"), and some third-party card processing platforms can also apply online.

5. HSBC multiple points reward: 2 points for consumption abroad, 2 points for installment trading and 2 points for online consumption.

Advantages and disadvantages of HSBC credit card

1, the handling fee is relatively high.

2. If mainland customers have difficulty in operating the letter of credit, the documents must be sent to Hong Kong by express delivery.

3. HSBC doesn't like applicants with multiple credit cards. They have too many cards in their hands and are easily rejected.

4. Fengfa Card is issued by postal service, which is relatively slow. It takes about ten days to fill in the information and get the card.

5. At present, the discounts offered by HSBC credit cards are mainly concentrated in the discounts offered by several restaurants and some discounts offered by UnionPay, which are not attractive enough at present.