Credit cards can be applied for. You can choose to apply for a credit card online, which is convenient and fast, but you need to carefully choose formal channels to apply. You can choose the bank's official website, official WeChat or the IAika credit card platform to apply.

ICBC credit card application conditions

1. Hard conditions

Age: Applicants must be over 18 years old and have full capacity for civil conduct;

Credit: Individuals with good credit records can apply for a Peony Card at the local Industrial and Commercial Bank of China.

2. Necessary information

Card holders need to provide valid identity documents.

Note: ID card refers to one of the resident identity cards, military officer ID cards (armed police officer ID cards), soldier ID cards, Mainland Travel Permits for Hong Kong and Macao residents, Mainland Travel Permits for Taiwan compatriots, and foreign passports. Driver's license, Chinese passport, etc. cannot be applied for.

3. Work certification documents.

Note: Work certification documents include a copy of the work permit, a work certification document issued by the work unit, a copy of the professional qualification certificate, and a copy of the joint title. It needs to be issued in the format required by ICBC, otherwise the certificate will be invalid.

4. Proof of financial resources

If you provide a copy of the ICBC "Elite Account" card, a copy of the Peony credit card, and a copy of the document proving your own real estate, it will be expedited. Your card application process.

Note: The owner of all supporting documents must be the applicant himself, and supporting documents in the name of others are invalid.

5. Other proofs

If the applicant hopes that the application can be processed as soon as possible and the credit limit of the credit card can be effectively increased, the following financial proof documents can be provided, such as bank salary records, Copies of income certificates, income tax withholding certificates, self-owned car driving licenses, bank deposit certificates and other documents issued by the unit.