Cardholders (including main cardholders and supplementary cardholders) swipe the credit card of Shanghai Pudong Development Bank, and the single consumption amount reaches RMB 200 yuan or above. The main cardholder can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card Center at 400-820-8788 to apply for free installment payment from consumption to the current billing date. ?
When the cardholder applies for free installment payment, he can freely choose the number of installments as 3, 6, 9, 12, 15, 18 or 24, and each installment is one month. The credit card center reserves the right to approve the installment payment application.
The repayment principal of each installment is based on the total amount of installment principal and the number of installments applied by the cardholder and approved by the credit card center. Amortize on a monthly basis, and the mantissa is included in the last period. The repayment principal of each installment is transferred to the RMB account of the cardholder's credit card every month. ?
The installment fee is shown in the following figure:
Extended data:
1. The free installment payment of each repayment principal and the current handling fee will be fully included in the current minimum repayment amount.
2. When the cardholder repays, the repayment of this business is better than general consumption.
3. Only the main cardholder can apply for installment payment. The amount of a single transaction can only be transferred into installments in full, and the cardholder cannot choose to transfer part of the amount of a single transaction into installments.
4. Once the application for free installment payment is successful, the installment amount and the number of installments cannot be changed or cancelled; For transactions that have been paid by installments, the installment amount of each installment will not be able to apply for installment payment again.
5. Cardholders can terminate the successful installment payment in advance through the 24-hour customer service hotline of the credit card center, but they must pay the remaining principal and the handling fee of each installment in one lump sum; The early termination fee and the unpaid principal amount will be included in the minimum repayment amount of the next bill in a fixed proportion. The handling fee paid by the cardholder will not be refunded.
Shanghai Pudong Development Bank-Free Installment Terms and Conditions