Applying for a high-limit credit card has always been the wish of most people, so Huaxia Changxing Credit Card is more satisfying for you, because it belongs to the first-tier gold card of Huaxia Bank, and its main benefits include gas points. , 2% gas rebate when you spend 1,000 yuan, free ETC highway tolls, toll discounts and other rights. Let’s learn about the limit and annual fee.

What is the credit limit of Changxing Huaxia Credit Card?

The Changxing Huaxia Card is a platinum card with a limit ranging from 0 to 50,000 yuan. The limits granted by Hua Xia Bank to each credit card applicant are different. The limits of different card types are different, and the limits of the same card type may also be different. This is mainly due to the applicant's marital status, financial ability, personal housing, and credit history. , academic level and other reasons. Applicants with generally better credit standing will receive higher credit limits.

If you are not satisfied with the limit of the Changxing Huaxia Card you applied for, you can apply to the bank for a limit increase, and the bank will increase the limit appropriately based on your situation. But be careful when using your credit card to prevent overdue situations. If your card is overdue, it will have a certain impact on your credit limit and personal credit.

Hua Xia Changxing Credit Card Annual Fee

The annual fee for the main card of Changxing Hua Xia Premium Platinum Credit Card is RMB 680 per year. The annual fee for supplementary cards is waived. The annual fee will be charged in the following year. 50,000 points can be used to redeem the annual fee within 3 months after the annual fee is incurred.

The annual fee for the main card of Changxing Huaxia Platinum Credit Card is RMB 200 per year, and the annual fee for the supplementary card is waived. The annual fee will be charged in the following year. If you complete 5 transactions, the annual fee for the next year will be waived; if not If you meet the above conditions, you can use 20,000 points to redeem the annual fee within 3 months after the annual fee is generated.

(Picture source: Huaxia Bank Credit Card Center)

Hua Xia Bank Credit Card Center provides you with card loss protection for 120 hours before reporting loss. The maximum card loss protection for Changxing Huaxia Credit Card is RMB 30,000.