Generally speaking, the limit of Shanghai Pudong Development Bank Platinum Dream Card is 10,000-50,000 yuan. The specific limit is determined by your application qualifications, but the minimum limit of Shanghai Pudong Development Bank Platinum Credit Card is about 10,000 yuan.

The main factors that affect the cardholder’s credit card limit are the following:

1. Credit record:

When you submit your credit card application, the bank Your personal credit record will be queried from the online system. If the customer has bad records such as penalty interest, the bank will consider the credit card limit issue as appropriate.

2. Marital status:

Generally speaking, married people can get a much higher limit than unmarried people, because banks believe that people with families are more stable.

3. Financial ability:

The personal income certificate of the unit is a strong evidence, which can show the cardholder’s income expectations and whether the income is stable. If it is a high-income industry, Employees will add more points when rating, which is also beneficial to your credit limit.