Users can enjoy the overdraft limit provided by the credit card after successfully applying for the credit card of China Merchants Bank. However, it should be noted that the credit card applied by students is limited by the overdraft withdrawal amount. China Merchants Bank's campus credit card is still relatively good for college students. After successfully applying for this credit card, the user can enjoy the right of free handling fee for the first two withdrawals every month.

Although the points of China Merchants Bank are difficult to accumulate, the things that can be exchanged accordingly are still relatively good. After successfully accumulating credit card points, users can choose the goods they want to redeem in their pocket life. What users need to know is that student credit cards are only for students at school, and ordinary credit cards are different. As long as you pass the bank's audit, you can apply for an ordinary credit card.

The function of college students' gender card;

Free remittance in different places: parents can deposit cash in different places with their card numbers and withdraw money locally without paying any handling fees.

Cumulative points for consumption: If you use a credit card to spend, you can accumulate points from the corresponding issuing bank, and the points can be exchanged for goods. The specific accumulation rules and convertible goods vary from issuing bank to issuing bank.

Establish a credit record: a good credit record is convenient for handling housing loans or other consumer loans in the future.

Pay first and then repay: after spending by credit card, the bank will collect the money after 20~50 days, and there is no need to pay any interest and fees during this period.

Installment shopping: you can apply for credit card installment payment when you buy big items such as your favorite computer, and the term ranges from March to 24.

What information do you need to submit to apply for a college student credit card?

Generally, you need to provide a copy of your ID card, a copy of your student ID card or the original certificate of your department. Some banks may also ask you to show other cards issued by the school.

What kinds of credit cards do college students have?

There are seven kinds of credit cards for college students, including Peony Student Card issued by Industrial and Commercial Bank of China, Longka Student Card issued by China Construction Bank, Youka Card issued by Agricultural Bank of China, Young Card issued by China Merchants Bank, Fantasy Card issued by Guangdong Development Bank, I Card issued by China CITIC Bank and Campus Credit Card issued by China Merchants League of Heroes.