Too many inquiries about the application progress will affect the credit card issuance rate.
To apply for a credit card, you must be at least 18 years old and have a stable income or other economic proof before you can apply for a credit card.
First, the credit card card conditions:
1, the minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old;
2. I need my second-generation ID card;
3. There is a work certificate and income certificate stamped with the financial chapter of the unit;
4. No bad credit record;
5. Other financial certificates, such as real estate, automobiles, stocks and bonds.
Two. Materials required to apply for a credit card:
1, applicant's ID card;
2. Credit card application form of the application bank;
3. Work certificate and income certificate stamped with the financial seal of the unit;
4. Individual businesses need individual business licenses and tax bills for nearly three months;
5. Other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
Third, the credit card application process:
1, fill in the application form;
2. The information of the bank itself and a copy of the information;
3. The bank sends it to the credit card center;
4. The credit card center conducts audit, business card printing and card issuance;
After getting the card, I will open it and wait for the password letter.