Why are the limits of the two CCB credit cards different?
Of course this will happen. I myself use 4 or 5 CCB credit cards at the same time. You can use different card types. You can hold one. CCB has no restrictions, but the quotas are different. If you want the same, you can just call the customer service hotline to apply to adjust the quotas to the same amount!
However, I need to remind you that the credit limit is only one for each person. For example, if the standard credit card limit of the Dragon Card is 3,000 yuan, and the Hong Kong, Macao and Taiwan Travel Dragon Card has a limit of 5,000 yuan, then the total limit of the two credits shall not exceed 5,000 yuan. However, different types of credit cards enjoy different rights and interests. This is why many people hold multiple credit cards. Although the credit limit is limited, the rights and interests that can be enjoyed are more~ Why can’t CCB credit card have a limit of 50,000? One swipe
You may have set a limit for each consumption. If not, then the merchant's POS machine has a limit. If the merchant's POS machine has no limit, it means China Construction Bank's risk control. My ICBC limit is 50,000. I deposited it. There is no problem on JD.com when I pay 20,000 yuan and pay 70,000 yuan at a time. A friend of mine recharged the company’s gas card with 20,000 yuan. Two days later, the bank called him and asked him what kind of car he needed to recharge so much. He asked him to provide the invoice and if it was his name, my friend did not have it. After dealing with him for 3 days, he was given a downgrade, the limit was reduced from 60,000 to 20,000, and he was told to pay off the balance within 3 days or else the card would be suspended. Therefore, it is recommended that you must get an invoice for large purchases, and the invoice must have your name on it. Raise your head, otherwise you will be in trouble with the CCB credit card limit issue
There are two possibilities, one is that there are still consumptions that have not been recorded, the other is that there are multiple credit cards under your name and you only have one CCB credit card with one limit. What are the differences?
Longka Car Card - the first lifestyle credit card in China dedicated to serving private car owners. The highlight is that it provides cardholders with a number of exciting value-added services related to "cars" based on the characteristics of each region. Longka Hong Kong's wonderful travel credit card - specially designed for business travelers visiting Hong Kong. Holding the card can enjoy exclusive privileges such as merchant discounts in Hong Kong, UnionPay points rewards, personalized travel and vacation product customization, annual fee lifetime discounts, etc. For the first time, the card surface is equipped with scent technology, so that you can experience the elegant fragrance while swiping the card. Champions Football Credit Card - Targeted at fans who love football culture and have professional appreciation levels. Champions Football Cards are issued in the form of card sets and are divided into Champions Football Standard Cards and Champions Football Club Cards - AC Milan Football Cards, Real Madrid Football Cards, Barcelona Football Cards, and Liverpool Football Cards. Cardholders can not only participate in lucky draws by swiping their cards to win opportunities to watch European games, visit clubs, and souvenirs signed by players, but also get double bonus points when winning club games. They can use their points to exchange for genuine jerseys, boots and other souvenirs, and the card holders can reach 30,000 by swiping their cards. If you spend RMB 100 or more, you will also receive the "Championship Football Credit Card Collection Commemorative Book" exclusively issued by China Construction Bank. VISA Ming Card - the Ming Card named after Yao Ming, is the first in China to adopt a novel luminous card surface design, inherits the service functions of Dragon Card credit cards, and also enjoys colorful "I Win Together with Yao Ming" card swiping rewards, bringing the game to the sports arena. Fighting spirit and success are represented in the credit card. In addition, the Provincial Construction Bank also issues some unique credit cards, such as: ——Fuzhou Digital Dragon Card cooperates with the Fuzhou Municipal Radio, Film and Television Bureau to cooperate with the translation promotion work of Fuzhou digital TV and is issued to digital TV users in the Fuzhou area. ——Fuzhou Dragon Card cooperates with Fuzhou University and is issued to Fuzhou teachers, students and alumni. ——The Nuoqi Long Card cooperates with the Nuoqi fashion chain company and is issued to Nuoqi members. ——The famous city card series includes Mazu Dragon Card in Putian area, Wuyishan Dragon Card in Nanping area, and Gutian Dragon Card in Longyan area. It is understood that CCB Fujian Branch has launched Longka preferential merchant services since October 2007. Currently, cardholders using Longka credit cards, Ledangjia Platinum Cards, and Ledangjia Gold Cards can purchase their products at more than 600 stores in Fuzhou and Quanzhou. Preferential merchants (including boutique hotels, specialty restaurants, fashion shopping, business travel, entertainment, beauty and fitness, etc.) allow consumers to experience considerate preferential treatment.
The excitement of life is "divided" to experience the fun of car installment driving in advance. China Construction Bank has joined hands with Dongfeng Yueda Kia, Beijing Hyundai, FAW-Volkswagen, Guangzhou Honda, Dongfeng Citroen and other brand cars to launch the Dragon Card credit card car installment activity. No mortgage, no guarantee, zero interest, and ultra-low handling fees. Among them, all Dongfeng Yueda and Kia models and some Beijing Hyundai models (Yuedong, Accent, Elantra) have zero handling fees for 12 periods, and the maximum amount is 200,000 yuan. The procedure is simple and the processing time only takes 5 to 7 working days. Achieve perfect home decoration in installments. From now on, CCB Long Card credit card holders who sign decoration contracts at decoration centers such as B&Q, Oriental Homes, Tuofu Building Materials, Nishi Building Materials, Yongxinshun, Times Ceramics (Generation Homes) can apply for CCB Home improvement installment payment business. Cardholders who meet certain conditions can enjoy installment repayment at the above merchants with no mortgage, no guarantee, zero interest, ultra-low handling fees, and a maximum limit of 200,000 yuan. The procedure is simple and the processing time only takes 5-7 working days. ………………………………………… About points: At the end of the year, each branch will issue a points booklet to participate in the redemption activities. You can choose the appropriate gift. Before you redeem, if your points have If you have 5W, you can go to China Construction Bank and apply for Zhang Ledangjia Gold Card. With gold cards, you don’t have to queue up to handle business at China Construction Bank, and you can report the loss for free if your credit card is lost. I hope this is helpful to you. If you still have any questions, please feel free to ask... Is the credit limit of CCB credit card and Agricultural Bank of China credit card exclusive? For example, my CCB credit card is 10,000 and my Agricultural Bank of China credit card is 12,000.
Different banks have independent accounting systems and credit card limits. Only credit card limits from the same bank are shared.
Do the limits of my four CCB credit cards affect each other?
1. Yes. Because the card limit is exclusive. The limits of multiple credit cards under the same name at your same bank are exclusive. 2. If you have A. B. C. D Four cards Suppose you use card A to spend 1,000. Then the limit of your other 3 cards. It will also be reduced by 1,000. No matter which card you use. It's all the same. Why can’t it be revealed that the credit limit of CCB Credit Card has been increased?
Has the limit been successfully increased? Have you checked the available limit?
As the limit increases, the available limit should increase accordingly. If the credit limit Increase, but the available credit does not change, or the available credit cannot be used after the increase, you should call the customer service hotline to find out the specific reason through manual service. Isn’t the credit limit of CCB credit card exclusive?
It is exclusive.
If you apply for multiple CCB credit cards under the same name, the credit limits of these cards will be shared. After using one of the cards to use up the limit, the available limits of the other credit cards under your name will also become 0 and can no longer be used. How to adjust the temporary limit of CCB credit card? How to adjust the limit of CCB credit card?
Call CCB credit card customer service number. Generally, the temporary limit can be increased after passing the system test. How to check the limit of CCB credit card
Log in directly In China Construction Bank's mobile banking, click "Check Credit Card" so that you can see the credit limit, and you can also check the bill consumption status, which is very convenient.