Ordinary credit cards and unactivated ordinary credit cards have no annual fee deduction. However, if it is a special card such as a platinum card, it is not excluded that if it is not activated, it will be deducted as long as it is signed and confirmed, or it will be a production fee or an annual fee.
China Merchants Bank Platinum Credit Card Classic Edition, with an annual fee of 3,600 yuan, can only be redeemed by 10000 points (or accumulated consumption of 80,000 yuan).
Extended data
China Merchants Bank Credit Card Free Annual Fee Policy:
Puka Gold Card swipes the card six times without the annual fee of the following year (MSN card set, VISA-MINI card, VOGUE titanium card and NBA credit card (processed before April 2008), (Platinum card and unlimited card do not enjoy this annual fee-free method, and business credit card should be implemented according to the agreement).
Withdrawal fee:
Every cash advance transaction in China is at the rate of 65,438+0%, and the minimum charge is RMB 65,438+00 (since 06,5438+0, 2009). Every cash advance transaction abroad is at the rate of 3%, and the minimum charge is USD 3/transaction or 30 yuan/transaction (subject to the current demand, regardless of the same city or different places).
People's Daily Online-The man's credit card was not used after activation, and he had a bad record for not paying the annual fee.