1, select the appropriate application opportunity.
Generally speaking, the task indicators of each bank's credit card center will be issued at the beginning of the year, with an annual or monthly assessment cycle. Therefore, the salesman is most eager to develop customers at the end of the year and the end of the month.
If you are interested in card friends, you will find that at the end of the year, there are more and more credit card publicity on the street, and the salesperson's "sweeping the building" activity has become more diligent and the card gift is better.
Therefore, it is very important to choose the right time to successfully handle the card, and the end of the year or the end of the month is a good choice.
2. Detailed information
Credit card approval should go through system screening and manual review. The more detailed the application materials, the more welcome the banks will be. If there are too many blank or incomplete application information, it is likely to be eliminated in the first round of system screening.
3. Counter handling
Many card friends apply for cards online for the first time, thinking it will be more convenient. However, it is more appropriate for applicants who apply for a card for the first time to go to the counter.
Because going to the counter, there will be relevant person in charge to guide the filling out of forms, application and other links, which can effectively improve the success rate of card processing.
Second, online applications can only fill in relevant materials as required, and many auxiliary materials cannot be submitted, which is not conducive to the final card and amount.