Once you are suspected of being impersonated to apply for a credit card, you can call the customer service hotline of the corresponding bank credit card center and ask for manual service confirmation. You can take your ID card to the local business outlets of the People's Bank of China and print your personal credit report. Because there will be credit card details on the credit report.
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Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.
Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Product category:
1. According to different card issuers, it can be divided into bank cards and non-bank cards.
2. According to different card issuers, it can be divided into corporate cards and personal cards.
3. According to the credit status of the cardholder, it can be divided into ordinary cards and gold cards.
According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards.
5. According to the different circulation scope of credit cards, they can be divided into international cards and regional cards.
According to the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:
Article 36
On the card face of a credit card, the following basic information should be fully disclosed to the cardholder: the legal person name of the issuing bank, brand identification and anti-counterfeiting logo, card type (credit card, debit card, quasi-credit card, etc.). ), card number, cardholder's name pinyin (mbth), expiration date, cardholder's signature slip, security check code, matters needing attention, customer service phone number and bank website.
Article 37
The credit card application materials printed by the issuing bank shall at least include the following elements:
(1) Applicant information: number, applicant's name, valid ID name, ID number, company name, company address, residential address, billing address, contact number, contact name, contact phone number, contact verification information and other verification information;
(2) Contract information: contract (agreement), articles of association of credit card, important tips, notification method of contract information change, etc.
(3) Expense information: main expense items and expense levels, inquiry channels of expense information, notification methods of expense information changes, etc. ;
(4) Other information: the credit card held by the applicant and its credit line, the applicant's statement, the applicant's confirmation column and signature column, the issuing bank's service telephone number and bank website, complaint channels, etc.