1. You can apply for a credit card with a temporary ID card. However, it is not ruled out that some banks will find other excuses to refuse to use temporary ID cards to apply for credit cards, so this requires a detailed analysis of the specific situation.

2. If you want to use a temporary ID card to apply for a China Merchants Bank credit card, you need to provide your household registration book and valid work certificate. If the application is successful, after the card is issued and the official ID card is received, you need to call customer service to maintain the validity period of the ID card.