This is not allowed if the overdue loan is serious

Banks all process credit loans in the same way, mainly based on personal qualifications. The better the qualifications, the easier it is to approve.

Conditions for applying for a credit loan:

1. Natural persons aged 18-65 years old;

2. The actual age of the borrower plus the loan application period do not Should be over 70 years old;

3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

4. Have good credit and no bad records;

5. Other conditions specified by the bank.