How to cancel my credit card:
1. cancellation of bank outlets: go to the bank counter to cancel with my ID card and the credit card to be cancelled. After applying for cancellation, the bank will have an audit period, mainly depending on whether the credit card is in arrears and whether the user has demand for the credit card during this period. If the above situation does not exist, the bank will complete the cancellation.
2. Telephone cancellation: Call the bank customer service hotline to apply for credit card cancellation. After the approval, the staff will cancel.
No matter which way you cancel, you must remember to cut the card after cancellation to avoid information leakage.
Before the credit card is cancelled, all debts must be paid off, no more or less, and it is also necessary to confirm whether the annual fee can be reduced or exempted for the number of credit card swipes. If the number of purchases is not reached, it can be cancelled after the number of purchases is reached.
Precautions for credit card cancellation: After the credit card is cancelled, it should be properly handled, and the magnetic stripe can be cut after the cancellation is confirmed. If you cancel your credit card and go back on your word, you can also apply for recovery. You just need to call the customer service hotline here. There are multiple credit cards under the same bank. Cancelling one card will not affect the use of other cards.