1. Logically speaking, if you have not received a bill before, you should not receive it now. You need to first check whether you have a card through the following channels.

1. Check whether there is a credit card in your name at the bank counter.

2. Call the customer service number and ask the customer service to help check whether you have a credit card.

3. Check the personal credit system to see if there is a credit card in your name.

2. If you have a card in your name,

1. Report the case to the public security agency immediately. Article 196 of the "Criminal Law" stipulates that this is a crime of credit card fraud.

2. This kind of case is not difficult to handle. As long as he swipes his card, he can find the person.