The continuous development of the Internet has made credit cards more and more widely used. In addition to offline card payments, they can also be used to pay on major e-commerce websites. When many cardholders pay online, they will find that some websites require you to enter a credit card transaction password to pay, but some websites do not require you to enter a password to pay online. Why is it that although all payments are made online, the password requirements are different? Let’s introduce to you the matters related to the credit card online payment password.

Does online credit card payment require a password? The credit card online payment password generally refers to the credit card inquiry password. Some banks also set a separate payment password. For example, China Merchants Bank uses the inquiry password as the online payment password. Bank of Communications requires a separate password for online payment. Which one should be used? The password still depends on how each bank stipulates it. In addition, whether a password is required for online payment with a credit card mainly depends on how the cardholder sets it. But what is certain is that the password is only an item that needs to be entered for online payment, but it does not mean that the payment can be completed as long as you have the password. You also need to enter the CVV2 code on the back of the credit card and the verification code you obtained. Only the password and CVV2 code Only when all three items of verification code and verification code are entered correctly can the payment be successful. In other words, these three items are important information for credit card payment and must not be leaked easily, otherwise it will be easily stolen.

Why can I pay without a password? I don’t know if card friends have encountered this situation. After binding a credit card to Alipay or WeChat, you can pay without entering a password. This is because when using Alipay to bind a credit card, you need to enter the correct CVV2 code, transaction password, and query password to successfully bind the card, and binding a credit card enables quick payment. If you use a credit card with quick payment activated, you do not need to enter a password, but you need to enter the Alipay or WeChat transaction password to pay. In addition, if you have activated the credit card's small-amount password-free function, you can also pay without password as long as the payment amount is less than 1,000 yuan. The above is the relevant introduction of "Does online credit card payment require a password? Why can I pay without a password?", I hope it will be helpful to everyone. All in all, credit card passwords, CVV2 codes, and mobile phone verification codes are important components of online payment. They must not be leaked easily, otherwise it will easily lead to credit card fraud.