1. At least 18 years old;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5. Income certificate stamped with the financial seal of the unit;

6. Other financial proof, such as bank deposits, real estate, cars, stocks, bonds, etc.

7. Social endowment insurance certificate;

8. provide two contacts.

The first three conditions must be met, and 4-8 pieces of supporting materials should be provided as much as possible, which can specifically include the following information, and as much as possible selectively, so as to ensure the successful approval and increase the amount of information.

Materials and certificates to be provided when handling:

1. Domestic residents only need to provide: complete and signed application form, identity certificate, residence certificate and income certificate;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a residence permit for foreigners (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan people;

3. If you are a private owner, in addition to the above information, you need to provide: a copy of the business license showing the name of the applicant, the name of the enterprise and the date of starting business.

if you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the automobile driving license; Bank loan account (good credit, overdue for no more than 6 days) or copy of deposit certificate, etc.