China Merchants Bank’s student credit card limit generally has a minimum limit of 2,000 yuan and a maximum of 10,000 yuan. However, the final result depends on the applicant’s specific situation and the certificate provided by the applicant to determine the credit card limit. If the applicant's personal qualifications are better, the credit limit will be correspondingly higher. In addition, if the cardholder has a good card usage record, China Merchants Bank will increase the fixed limit for the cardholder from time to time.
Currently, most credit cards issued by China Merchants Bank for school students are YONG cards, and the general authorization limit is 3,000 yuan (because college students generally have no source of income). The limit for online processing is 3,000; if applied offline, the bank credit card limit will be adjusted based on the personal wishes and personal circumstances of the card holder, and will generally fluctuate between 3,000 and 5,000. Cards are sent by registered mail directly from China Merchants Bank headquarters and will arrive approximately 3-5 working days after approval. Young Card Campus Edition: An exclusive credit card for college students. To apply, you only need to provide proof of enrollment. Like the academic requirements for the youth version, applicants for the campus version of the Young card must be college students. Unlike credit cards issued by most banks, the youth version of China Merchants Bank Young Card does not charge handling fees for the first cash withdrawal every month. This is what young people value most. After all, cash must be taken out on many occasions.
China Merchants Bank YOUNG Card is almost the most attractive credit card among domestic banks at present, which shows that China Merchants Bank keeps up with the trend of the times and sincerely interacts with young people. China Merchants Bank's student credit card limit generally has a minimum limit of 2,000 yuan and a maximum of 10,000 yuan. However, the credit card limit is ultimately determined based on the applicant's specific situation and the certificates provided by the applicant. If the applicant's personal qualifications are better, the credit limit will be correspondingly higher. If applied offline, the bank credit card limit will be adjusted based on the personal wishes and personal circumstances of the card holder, and will generally fluctuate between 3,000 and 5,000.