You can get a gold card with a deposit of 6,543,800 yuan, but each bank has different requirements for gold cards. For example, the Agricultural Bank of China needs to have an average daily financial asset of more than 654.38+10,000 yuan in the first 12 months, and must have certain financial assets and good credit; Bank of China needs to make the average daily balance of cardholder assets exceed RMB 500,000 after excluding the market value of insurance and securities assets.

China Construction Bank Standard

Customers applying for the gold card of China Construction Bank shall meet one of the following conditions:

1. Within one year, the average monthly balance of personal loans reached 500,000 yuan (inclusive) and the repayment was in good condition, with no bad records.

2. The total annual consumption of Longka is more than 50,000 yuan (inclusive).

3. The average monthly balance of CCB's financial assets (including local and foreign currency savings deposits, funds, government bonds, etc.). ) More than 200,000 yuan (inclusive) within one year.

Agricultural bank's standards

The application conditions are: deposit100000 yuan in the account and do not transfer it out within three months, which means that the average daily balance should be kept at not less than100000 yuan, and then you can apply for a gold card.

The average daily financial assets of existing customers reached RMB 654.38+10,000 (inclusive) within 0/2 months before the date of application of Agricultural Bank of China (specifically subject to the standards published by local branches);

New marketing customers who apply for daily average financial assets or purchase investment financial products of 654.38 million yuan (inclusive) (specifically according to the standards published by local branches).

Conditions for handling IC gold card of Agricultural Bank of China:

1. Before the application date of ABC 12 months, the daily average financial assets of existing customers reached RMB 654.38+10,000 (inclusive) (specifically subject to the standards published by local branches);

2. New marketing customers who apply for daily average financial assets or purchase investment financial products of RMB 654.38+10,000 (inclusive) or more;

3. According to the second point, that is to say, you can apply for a new card and deposit 654.38 million yuan, and you can apply for a gold card three months later.