Yes, after the credit card is overdrawn, you can apply for a single installment or wait until the bill is issued. \x0d\ The following are the installment fee rates of several banks; \x0d\ 1。 The installment fee of ICBC's credit card: three installments are free, six installments 1.8%, nine installments 2.7%, 12 installment 3.6%, 18 installment 5.85%, and 24 installments 15.6%. (One-time charge. \x0d\ 3。 China Bank's credit card installment fee: 3 1.95%, 6/3.6%, 9/5.4%, 12/7.5%,1.7%, 181. \x0d\ 5。 Credit card installment fee of CITIC Bank: 12 installment 2.5% (charged monthly). \x0d\ 6。 The installment fee of Shanghai Pudong Development Bank's credit card: 0.72% for the third installment, 0.7% for the sixth installment, and 0.66% for 12 installment (charged monthly) \x0d\ 7. The installment fee of China Merchants Bank's credit card: 2.6% for the third installment, 4.2% for the sixth installment, and 7.2% for the 12 installment. \x0d\ 8。 Bank of Communications credit card installment fee: 0.72% per month (charged monthly). \x0d\ 9。 The installment fee of Guangfa Credit Card: 0.65% for the 6th installment 12 installment, 0.7% for the 8th installment/kloc-0 installment, and 0.72% for the 24th installment (charged monthly). \x0d\ 10。 Fee for installment of China Everbright Credit Card: apply for installment repayment before consumption, 12 month installment, and charge 0.5% every month. There are 3 installments, 6 installments, 9 installments and 12 installments, and the handling fees are 2%, 4%, 5% and 6% respectively (one-time charge).