1. Generally speaking, overdue credit cards will not be collected at your doorstep from the beginning, and there are two ways to collect them.

2. Under normal circumstances, if a credit card is overdue, staff will initially arrange for staff to collect the credit card through text messages or phone calls. If the credit card is overdue for more than 90 days and the balance has not been paid off, a door-to-door collection service will be arranged.

3. First, the bank’s collection department staff will collect the money. If the collection fails several times, the collection business may be outsourced to a third-party collection company, and then the third-party collection company will come to the door.