Credit cards with accumulated credit card points of China Merchants Bank, no matter how many card points there are, are merged together, and the points are permanently valid, and the card replacement will not be reduced due to card expiration or loss reporting. The accumulated points of car card and city theme gold card series are valid for 3 years, calculated by natural year, and the new points will be cleared at the end of the third year. The consumption mileage of aviation co-branded card and the validity period of Gloria Hotels Group co-branded card points shall be subject to the announcement of the partners. Points earned by other bank card users in the handheld life are valid for 1 year.