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China Merchants Bank's credit card is pre-authorized by the hotel. How soon will it be automatically refunded at the latest?

If the card is used for pre-authorization, if the hotel doesn't settle the account with the bank 3 days after the user handles the pre-authorization, China Merchants Bank will automatically cancel the pre-authorization transaction and the funds will be automatically returned to the user's account.

if users need to use funds urgently, they can directly contact the front desk of the hotel and ask them to lift the pre-authorization freeze for users; Dial 95555, enter the telephone manual, and the customer service of China Merchants Bank will help the user record the information and feedback it.

Extended information

Advantages of China Merchants Bank's credit card:

1. Credit card points play a big role

Compared with credit card points of other banks, China Merchants Bank's credit card points can achieve many functions, exchange more products and can also be cashed.

2. There are many outlets in China

China Merchants Bank has many online stores in China. Compared with other joint-stock banks, China Merchants Bank has many online stores, especially in large, medium and small cities. Very convenient.

3. There are many offline activities

Compared with other banks, the offline activities of China Merchants Bank's credit card are much more, and the high shopping points can also be discounted, which not only meets the needs of customers, but also saves customers a sum of money.

4. Convenient credit card application

It is very convenient for China Merchants Bank to apply for a credit card, not only in the online store, but also on the mobile phone, by phone, on WeChat, on the website, or on-site by a salesman.

5. All kinds of cards

There are many kinds of credit cards in China Merchants Bank, which are different for different customers and can bring the greatest convenience to customers.

6. Installment payment is convenient

At present, many online and offline shopping malls support China Merchants Bank's installment payment, which is not only low in handling fees but also low in interest.

7. Value-for-money group buying activities

Customers who hold China Merchants Bank credit cards can often enjoy the group buying activities of China Merchants Bank credit card customers. The products are very rich and the prices are absolutely favorable.

Baidu Encyclopedia-China Merchants Bank Credit Card

Baidu Encyclopedia-Credit Card