Recently, the benefits of the CITIC-Xiaomi co-branded card have been incredible! After the card upgrade, not only does the card offer unconditional instant discounts in the mall, but the points are doubled by five times. It has really attracted the attention of many people. For those who have always wanted to own it, Friends, this is also an extra big plus. Today we will talk about the limit and annual fee of the CITIC-Xiaomi co-branded credit card.
1. CITIC Bank Xiaomi co-branded credit card limit:
This co-branded credit card has three different products, namely: gold card, platinum card, platinum card (black Technology version), of which the black technology version has built-in LED smart devices.
For CITIC Bank Xiaomi Co-branded Credit Card Gold Card, the limit is generally between 10,000 yuan and 50,000 yuan; for platinum card, the limit is generally more than 50,000 yuan. The specific limit is determined by the bank based on the application materials provided by the applicant. And combined with credit reporting decisions.
In addition, the application requirements and credit limit of the black technology version that lights up when swiping the card are somewhat higher than those of ordinary platinum cards. Applicants can consider their own card application options.
The final credit limit for the CITIC Bank Xiaomi co-branded credit card is mainly determined by two factors: first, the credit card level; second, the applicant’s credit conditions.
2. Annual fee for CITIC Bank Xiaomi Co-branded Credit Card
1. CITIC Bank Xiaomi Credit Card Gold Card
Annual fee: 200 yuan/year
Annual fee-free policy: Swiping the card or withdrawing cash once within 30 days of the card is issued will waive the first-year annual fee, and swiping the card or withdrawing cash 5 times within a year will waive the annual fee for the next year.
2. CITIC Bank Xiaomi Credit Card Platinum Card
Annual fee: 480 yuan/year
Annual fee exemption policy: Annual fee is waived directly in the first year, within one year Swipe your card or withdraw cash 12 times to avoid the annual fee for the following year.
The key to CITIC Bank Xiaomi Credit Card is that there is no limit on the amount of credit card swiped. As long as you develop the habit of paying with credit card every day, you don’t have to worry about annual fees.
Reminder: The black technology version of Xiaomi Credit Card has a card issuance fee of 66 yuan per card. As long as you apply for bank approval, it will be charged regardless of whether you open the card, activate it, or use it.
Summary: The above is all about the limit and annual fee of CITIC-Xiaomi co-branded credit card. Generally speaking, the limit of CITIC-Xiaomi co-branded credit card is quite high, and the annual fee can be easily reduced by swiping the card.