Credit card repayments can be transferred directly to the credit card. Credit cards can have many repayment methods. In addition to direct transfer to the credit card, you can also pay some handling fees through third-party payment platforms (such as WeChat, Alipay, etc.). Under normal circumstances, the most convenient and fastest way is to pay with a credit card. The credit card issuing bank has its own system, and the deposit is fast and there are no charges.

How long does it take to report an overdue credit card?

The People's Bank of China's personal credit report records personal credit status. If a credit card is overdue, the card-issuing bank will provide overdue records to the central bank. Therefore, how long it takes for an overdue credit card to be investigated also depends on when the bank uploads the overdue records to the credit report. Most banks will provide each user with a repayment period of about 3 days, that is, the user repays within the grace period and does not refer to it at the meeting. If the repayment exceeds the grace period, the bank will upload overdue records to the collection system. In the credit system, there are also banks that do not have a grace period. For example, the Industrial and Commercial Bank of China does not provide service capabilities. As long as the user fails to repay within the specified repayment period, the bank will upload overdue records to the credit bureau.