1, Pudong Development Credit Card is divided into three phases, and the handling fee rate of each phase is 0.9% of the total principal;
2. Divided into 6 periods, and the handling fee rate of each period is 0.78% of the total principal;
3. Divided into 12 installments, and the handling fee rate of each installment is 0.74% of the total principal;
4. Divided into 15 installments, and the handling fee rate of each installment is 0.75% of the total principal;
5. Divided into 18 installments, and the handling fee rate of each installment is 0.76% of the total principal;
6. It is divided into 24 periods, and the handling fee rate of each period is 0.76% of the total principal.
If the cardholder has the following consumption items, these consumption items cannot be phased:
Various formalities fees, such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees;
Transfer transactions, cash withdrawal transactions, real estate sales, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, taxes, public utility fees, hospital transactions, court fees, bail and bonds, government services, government loans, embassy and consulate fees, etc.