1. What are the requirements for Ping An Consumer Loan?
1. Age requirement: 23-55 years old, with full capacity for civil conduct.
2, the monthly income of more than 3000 yuan, can bear the monthly principal and interest repayment.
3. Living/working in the application place for more than 6 months.
4. Have a good credit record (credit card, mortgage, car loan, etc. The repayment is in good condition and there is no overdue bad record).
5. Application materials: personal identity card (if married, spouse identity information should also be provided), mobile phone number, bank card information, stable income/mortgage qualification/car owner qualification/life insurance qualification.
Second, what are the characteristics of Ping An Consumer Loan?
1, high quota: the approval quota is between 200,000 and 500,000, and qualified users can get up to 500,000.
2. Long-term: The loan term of Ping An Consumer Loan is between 12-36 months, and users can choose the loan term according to their needs.
3. Fast lending speed: you can lend money in about 3 days on average.
4. Repayment: Normal repayment is withheld by the bank, but no handling fee is charged for early repayment.
The above is the answer about "what conditions are needed for safe consumption loans". Generally speaking, as long as users have good credit status and strong repayment ability, there are still many Ping An consumer loan products to choose from. You can see which product you meet before applying.