Each bank has a similar understanding of your information, but the approval limit is slightly different. Why is your limit only 1,000 yuan? According to my analysis, the bank thinks that your salary is low or your qualifications are low, so don’t worry about it. . Since your monthly salary is 3,000, you can cancel the card (just call), and then go to another bank to apply for another one. Generally speaking, the quotas of state-owned banks are relatively low. When you apply next time, as long as you provide detailed information, preferably with proof of employment or salary (bank statement), you will be guaranteed more than 3,000 (I am not sure about state-owned holdings).