Have you bound this CCB credit card to Vipshop? It’s like adding a quick payment account to Alipay. After binding, if you want to pay on Vipshop, just quickly select this account and enter the Vipshop password? Also, even if you don’t buy anything on Vipshop, and you haven’t bound it to any website, even if you connect to CCB Personal Online Banking to pay with a credit card, you don’t need to enter your credit card password, you just have to enter the basic information of your credit card. There is also a SMS verification code to complete the payment.