How to apply for a VISA credit card:

1. Every bank can apply for a VISA card. The card application process is basically the same as the ordinary credit card application process. Bring your relevant personal documents to the bank of your choice. That’s it.

2. After arriving at the bank, choose what type of card to apply for, fill in the VISA card application form, and provide personal identity certificate.

3. In addition to personal identity certificate, VISA card applicants also need to provide personal income certificate and professional work certificate. In order to control risks, banks will require applicants to provide minimum annual income.

4. Optionally submit the applicant’s asset certificates of movable and real estate. Different banks have different requirements, which will help increase the VISA card limit.

5. When college students apply for VISA cards, applicants need to provide their personal ID cards, student ID cards and other relevant documents. The handling agency will conduct the review, and after passing the review, the card will be issued to the applicant and other related settings such as opening a VISA card.

The nature of the card is:

1. VISA credit card is a credit card jointly issued by the issuing bank and VISA International Organization. This kind of credit card can be used at VISA authorized merchants around the world, and the credit card has the VISA international logo on it.

Extended information:

Credit card:

1. Visa provides its financial institution customers with a rich credit card product platform, which can satisfy new credit card customers to high-end consumers. , as well as the various payment needs of large institutions.

2. Visa’s credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and usage.

Prepaid cards:

1. Visa also provides a wide variety of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged.

2. For consumers who have not yet opened a bank account, the Visa prepaid card solution is a safer and more convenient option than cash and checks.

3. Governments and enterprises use Visa prepaid card products to issue medical insurance funds, medical subsidies, unemployment benefits, employee wages and other welfare benefits.

4. Visa also provides prepaid gift cards, which can be used at any merchant that accepts Visa debit products. Prepaid products better meet the needs of global travelers and provide them with the unique convenience and security of electronic payments without the hassle of cash and checks.

Reference: Baidu Encyclopedia-VISA (credit card brand)