At present, all banks, including the four major state-owned banks and joint-stock banks, have credit card business, and the interest-free period of each bank is different. Even some banks have different interest-free periods for different card types.

Let me tell you how long the interest-free period of each bank is.

There are nine banks with the longest interest-free period, such as Guangfa, Shanghai, Bank of Communications and Industrial and Commercial Bank of China. , which is 56 days; Followed by Minsheng and Huaxia Bank, the longest interest-free period is 5 1 day; The longest interest-free period for other banks is 50 days. As far as the longest interest-free period is concerned, all 22 banks are more than 50 days, which is quite cost-effective. 56 days and 50 days, six days apart, is still quite long.

The shortest interest-free period is only the highest in Bank of East Asia: 26 days; Then, Huaxia, Shanghai, Bank of Communications, etc. There are 8 banks for 25 days; China Bank, Citigroup, China Construction Bank, etc. 1 1 The bank has 20 days, and China Everbright and China Merchants Bank have 19 days. As far as the shortest interest-free period is concerned, the difference is a bit big, with a difference of 7 days between the highest and lowest.

To sum up, the shortest interest-free period is 26 days and the longest is 56 days.