Current location - Trademark Inquiry Complete Network - Overdue credit card - Can I get a credit card directly on the day I go to the bank to apply?
Can I get a credit card directly on the day I go to the bank to apply?
You can't. It also takes a certain time for banks to review individual application materials, generally around 15 working days. Generally speaking, applying for a credit card takes as little as a week and as many as several months. The processing time varies from bank to bank, or is affected by other minor problems. The bank will receive the card issuance notice 15 working days after the applicant submits the application materials; If you don't receive the card issuance notice from the bank for more than 20 working days (inclusive), this application will be deemed invalid, and the submitted materials will not be returned by the bank. For example, the credit card application of China Merchants Bank cannot be collected on the same day. Under normal circumstances, China Merchants Bank will complete the card issuance review within 10 working days after receiving your personal data. After your credit card is approved, it will be made for you within 2 working days and sent to your billing address by registered mail (with SMS reminder). It usually takes about 1 ~ 2 weeks to receive it. Please be patient.

1. The process of applying for a credit card at the bank is as follows: first, applicants need to queue up, and then fill out a form for applying for a credit card at the filling-in place; Secondly, to the applicant, you need to show your valid identity certificate to the bank and submit the application form and application materials; Finally, applicants can wait for the issuance of credit cards.

2. The specific credit card review process includes submitting an application and inputting the information of the applicant; At the first instance, the electronic system of the bank will evaluate the integrity of the information in the application form and judge whether the applicant meets the hard requirements such as age and income according to the information in the application form; Review, this step is to comprehensively evaluate and sort the applicants. Decide whether to give the applicant a card and how much. After approval, make and distribute cards.

3. How to check the application progress of the credit card: the applicant can directly call the customer service phone of the application bank to check; Applicants can check the application progress in official website, the bank where they apply.