The difference between the two lies in different colors, different credit lines, different annual fees, different discounts, and different card loss protections.

1. Different colors: Each credit card has a different pattern, but this difference is more obvious in ordinary cards. In order to highlight the difference, most banks’ gold cards use gold as the main color element of the card. , Puka is mainly yellow.

2. Different credit limits: The difference between China Merchants Bank’s gold credit card and ordinary credit card is very different in the credit limit. The credit limit of ordinary credit card is generally 3,000 yuan to 10,000 yuan, while the credit limit of gold credit card The credit limit is usually 10,000 yuan to 50,000 yuan, and the gold card is much higher than the regular card.

3. The annual fee is different: Because the limit of the gold card is higher, the annual fee of the gold card is much higher than that of the ordinary credit card. Take China Merchants Bank’s standard dual currency card as an example. The annual fee of the gold card is The annual fee for regular cards is only 150 yuan.

4. Different discounts: The credit card gold card has a higher level than the ordinary card, and usually has some discounts that the ordinary card does not have.

5. The protection range for lost cards is different: after the cardholder loses his card, the bank will bear the annual fraud limit of 15,000 yuan for gold cards and 10,000 yuan for ordinary cards.

What is the general credit limit of China Merchants Bank?

The credit card limit of China Merchants Bank is related to the applicant's credit conditions and the card level applied for;

The limit of a regular card is generally less than 10,000 yuan; the limit of a gold card is generally 1- Between RMB 50,000 and RMB 50,000, the amount of credit difference is approximately less than RMB 10,000.