Annual fee for Puka: 80 yuan every year. You can avoid the annual fee for the first year and the annual fee for the next year by swiping your card or borrowing cash five times (unlimited amount) within 60 days.

Annual fee of gold card: 200 yuan every year. After the card is successfully verified, five swipes (unlimited amount) within one year are exempt from the annual fee of the first year, and five swipes (unlimited amount) within one year are exempt from the annual fee of the next year.