Hello, credit card application is a systematic and comprehensive evaluation, and there will be many reference factors, such as work, income, stability, personal credit and so on, which are not determined by unilateral factors. Perhaps the information attached to your application did not fully show your personal situation, which led to the failure of your application. In addition, the domestic personal credit information system is not perfect, and all banks will pass the internal evaluation when reviewing credit cards, and the standard setting will be different. Because the credit standard and scoring standard are confidential within the bank, the risk-related factors cannot be announced to the public, which you can understand. You can ask our credit card center to re-examine. I hope you can provide us with more reference materials. If you don't want to attach more information at present, you can reapply 3 months after the first application.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!