In any of the following circumstances, if the credit card management is hindered, it shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and a fine of not less than 6,543,800 yuan/kloc-0,000 yuan shall be imposed; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and fined not less than 20,000 yuan but not more than 200,000 yuan: holding or transporting credit cards that he knows are forged, or holding or transporting blank credit cards that he knows are forged in large quantities; Illegally holding a large number of other people's credit cards; Using false identification to defraud credit cards; Selling, buying or providing forged credit cards or credit cards fraudulently obtained under false identities to others; Stealing, purchasing or illegally providing credit card information of others.

Whoever commits credit card fraud in any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: using a forged credit card or using a credit card fraudulently obtained with false identification; Use an invalid credit card; Fraudulent use of other people's credit cards; Malicious overdraft.