What is the limit of Category 2 card of China Bank?

The daily cumulative limit for transferring funds and depositing cash in unbound accounts of Class II accounts is 1, yuan, and the annual cumulative limit is 2, yuan; The total daily cumulative limit of consumption and payment, transfer of funds to unbound accounts and withdrawal of cash is 1, yuan, and the total annual cumulative limit is 2, yuan.

the transfer of funds from a class I account to a class II account is not subject to the quota control, and the purchase of investment and wealth management products from a class II account is not subject to the quota control.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.

What is the credit card limit?

There are different credit card limits, and different credit card grades correspond to different credit cards. For users who apply for a credit card for the first time, the credit card limit is usually relatively small. What is the credit card limit?

the credit card limit is between 2, yuan and 5, yuan; The amount of gold card is between 5, yuan and 2, yuan; The amount of platinum card is between 2, yuan and 5, yuan; The amount of diamond cards is more than 5 thousand yuan, and some diamond cards are even more than 1 thousand yuan.

1. Puka. Ordinary users apply for a credit card for the first time, which is usually a general credit card. When applying for a credit card for the first time, they should try to choose a local commercial bank, because the probability of getting a card is relatively high, and the review is more relaxed than that of the four major state-owned banks. The amount of credit card replacement is usually low, generally only between 2 yuan and 5 yuan, and the specific credit card amount can only be determined after application.

2. Gold card. At that time, users with credit cards often used credit cards to spend money and repay on time. Usually, in three months or so, banks will upgrade ordinary credit cards, that is, Puka will be upgraded to a gold card. Generally, the amount of credit card gold card is between 5, yuan and 2, yuan, and the regulations of each bank are different, but the difference is not great.

3. Platinum card. The amount of credit card platinum card is higher than that of gold card. Generally, the amount of credit card platinum card is between 2, yuan and 5, yuan. When the user holds a credit card and the gold card repays on time, and the consumption amount is relatively high, the banking system will upgrade the credit card to platinum card, giving the cardholder more access and consumption amount.

4. diamond card. Generally, diamond cards are the highest level of credit cards. The credit limit of diamond cards is usually more than 5, yuan. Some banks will set the credit limit of diamond cards at more than 1, yuan and upgrade them to diamond cards through platinum cards. If you want to upgrade to a diamond card, you must have good personal credit, strong spending power and repayment ability, and you can take the initiative to contact the bank customer service to apply for upgrading.

how to calculate the limit of two credit cards in a bank

1. How to calculate the limit of two credit cards in the same bank

1. If the limit of two cards is shared, the total overdraft limit will be subject to the highest card, and if one card uses the limit, the remaining available limit will be deducted from the overdraft limit. If the A card has a quota of 5, yuan, the B card has a quota of 1, yuan, the total available quota is 5, yuan, and the A card uses 3, yuan, then the A card +B card can only use 2, yuan at most.

2. if the credit lines of two cards are independent, the total overdraft limit is also independent, and each card will only occupy the available credit line of the card after use. If A card is a standard card with a quota of 5, yuan, and B card is an installment card with a quota of 3, yuan; Then a card can be used up to 5 thousand, and b card can be used up to 3 thousand If the A card uses 2, yuan, the remaining amount of the A card is 3, yuan, and the amount of the B card remains unchanged.

Second, the limit rules for two credit cards of the same bank

This is related to the card type. Credit cards in many banks are divided into standard cards and some special cards, such as installment cards, business cards and so on.

different card types have different quota principles, which can be divided into two situations. If two credit cards belong to the same standard card, the two credit cards will enjoy a maximum limit. And if one card is a standard card, one card is a special card, or both cards are special cards, the quota is not enjoyed, and they are independent and do not affect each other.

what is the general credit card limit?

banks generally classify credit cards according to their grades. Credit cards can be divided into four types: general card, gold card, platinum card and unlimited card, and the corresponding credit card limits are also different. Under normal circumstances, the amount of Puka is between 1, and 1,, which is suitable for ordinary wage earners; The amount of gold card is between 1, and 5,, which requires the applicant to have certain economic strength; Platinum card and unlimited card are symbols of distinguished status. Generally, the limit is more than 5,, and there is no upper limit. The specific credit card limit needs to be evaluated and determined by the bank according to your comprehensive qualifications.

according to your description, if the annual income is 5,-7,, and you have to pay social security, the amount of credit card application is generally more than 15,, which is about twice your monthly income, which belongs to the category of gold card.

what is the credit card limit

according to the general credit card classification of banks, credit cards can be divided into four types: general card, gold card, platinum card and unlimited card, and the corresponding credit card limits are also different. Take the following banks as examples to illustrate the general credit card limit.

1. Credit card of China Merchants Bank

Ordinary credit card limit: 1,-1,, and 5, if there is no gold card;

the credit card limit of the gold card is 1,-5,, and the city card only has the gold card, with the limit of 5,-5,;

Platinum credit card limit: 5, plus temporary limit. Basically more than 6,, and more than 2,;

Unlimited credit card limit: Only platinum cards are invited to issue cards, saying that it is unlimited, but there is still a limit, like platinum cards, 5, fixed amount+temporary limit.

2. Credit card of CITIC Bank

Ordinary credit card limit: generally, it is between RMB 3, and RMB 1,;

gold card credit card limit: within the range of 1,-5, yuan;

the credit limit of platinum card: generally more than 5, yuan.

The maximum amount of credit card withdrawal of CITIC Bank can reach 3% of the actual amount.

3. Bank of Communications Credit Card

Ordinary credit card limit: 1,-1, yuan;

gold card credit card limit: 1,-1, yuan;

the credit limit of platinum card: generally, it is more than 5, yuan, and the maximum is more than 1 million yuan.

4. Industrial Bank Credit Card

Ordinary credit card limit: generally between 3, and 1, yuan;

gold card credit card limit: within the range of 1,-5, yuan.

The maximum withdrawal amount of Industrial Bank's credit card can reach 5% of the actual amount.

To sum up, under normal circumstances, the amount of Puka is between 1, and 1,, which is suitable for ordinary wage earners; The amount of gold card is between 1, and 5,, which requires the applicant to have certain economic strength; Platinum card and unlimited card are symbols of distinguished status. Generally, the limit is more than 5,, and there is no upper limit. The specific credit card limit needs to be evaluated and determined by the bank according to your comprehensive qualifications.

This concludes the introduction of the second credit card limit and the two credit card limits of a bank. Did you find the information you need?