Using a China Merchants Bank credit card, you can pay in installments when shopping on Taobao (Tmall).

If Taobao merchants themselves support China Merchants Bank credit card online installment, they can conduct credit card installment online when paying (online banking payment).

If the Taobao merchant itself does not support China Merchants Bank credit card online installment, it does not matter. After paying with a credit card (online banking payment or Alipay payment), as long as the amount of card consumption exceeds 600 yuan, you can apply for credit card installment payment payment. You can apply for transaction installment or bill installment. The minimum amount applied for transaction installment is no less than RMB 500. The total amount applied for installment must be equal to the sum of the original transaction amount. The application for installment must be made between the date of transaction and two days before the bill date of the corresponding bill. The maximum amount applied for bill installments shall not exceed 95% of the total new card consumption in the current period. Application for installments shall be made between the day after the current bill date and the due date of repayment.