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Hello, would you like to ask, if you owe money to Alipay or WeChat Weilidai, will it affect your credit card?

Normally, overdue Weilidai will have the following consequences:

1. Recorded in the credit report: using Weilidai will increase your credit report, and if it is overdue, it will affect your personal credit report , causing certain resistance to borrowers’ future loan applications and credit card applications.

2. High penalty interest: After Weili Loan is overdue, in addition to paying normal interest, it also has to pay high overdue interest. An additional penalty interest of 50% of the agreed interest rate will be charged on the overdue principal every day. , until it is paid off overdue. Overdue penalty interest = overdue principal x daily interest rate x 50 x number of overdue days.

Among the big and reliable brands on the market, in addition to Weilidai, Duxiaoman Financial’s Youqianhua is also a good choice. Youqianhua is easy to apply for, fast in disbursement, and flexible in borrowing and repaying. Users can apply proactively. The interest rates are transparent, big brands are reliable and the interest rates are low, and the maximum loan limit is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider Youqianhua. Youqianhua is committed to providing small and micro business owners with accurate, convenient and efficient financial services.

This answer is provided by Kangbo Finance. Kangbo Finance focuses on interpretation of hot financial events and popularization of financial knowledge. It adheres to professionalism and pursues fun, and produces financial content that people can understand, using vivid and diverse methods. Deliver financial value. Hope this answer is helpful to you.